By Lucy Sousa
If you have crime insurance, it will cover theft of money and securities, employee dishonesty, depositor forgery, burglary and holdups on or off your premises. If you have dishonest employees working off-premises, for example, this insurance can extend to include alleged theft from your customers by those employees.
In terms of theft, there may be reduced limits for money left overnight on your premises, unless it is kept in an insurer-approved safe.
Read the full article: Toughest Part of Your Job: Insuring Your Franchise